What would your services as an insurance
broker cost us?
Good as it sounds... Absolutely nothing!
As per existing regulations in the United
Arab Emirates (UAE) our remuneration is to
be made by the concerned insurance company.
Why should we appoint you as our insurance
broker when we can deal directly with the
There are a number of insurance companies
which operate in the UAE. Each of them
differ vis-à-vis their pricing, products
offered, areas of strength, and last but not
the least, quality of the security.
For someone not dealing with the insurance
market on a day to day basis the array of
choices are bewildering and often the best
option available may not be selected. As a
very simple example, an insurer who is very
good at Marine Cargo Insurance may not be
the best for, say, a Property Insurance or
Life Insurance product.
As your insurance broker we can assist you
in getting the best options available. Also
see "Why do you need an insurance broker?"
and "Why choose Arya Insurance?" For the
benefits offered, please also see "Scope of
Do you deal with all types of Insurances?
We can assist you in arranging all types of
insurance policies. This applies on both the
Life and Non-Life insurance policies. Please
also see "Services Offered".
What assistance can you provide us with, in
the event of a claim?
We will be fully involved in the event of
there being a claim under your insurance
policy arranged through us. We can assist in
preparation of the necessary documentation
for submitting your claims. We will also be
involved in liaising with the insurance
company, loss adjusters, surveyors,
carriers, and other involved third parties
on your behalf.
Please also see "Claims".
How do we get started?
Get in touch with us by e-mail, phone or
fax. Our nominated representative will then
get in touch with you.
Which insurance companies do you deal with?
As a Ministry of Economy approved broker, we
are authorized to deal with any insurance
company operating in the UAE market.
Specialized policies not available locally
are sourced occasionally from international
Can you deal with an insurance company of
Though it may be possible to restrict the
options available, in certain cases, we
generally do not have any problems in
dealing with a company of your preference.
If it were an insurance company you are
dealing with, the insurance company would
ask us for a letter authority from you
authorizing us to act as your brokers.
How can you assist us if we already have
insurance cover in place?
Insurance policy wordings are constantly
evolving and it is possible that
improvements can be made on the existing
covers. There may also be hitherto uninsured
areas that you are not fully aware of. There
also could be possibilities of achieving
savings on the premium. Once we are
appointed your brokers, we can undertake to
conduct a risk exposure review and current
insurance document audit to ensure that your
current policies are adequate for your
If you have any other queries, please get
in touch with us by email, phone or fax.